How Does It Work?

We purchase properties by taking over the seller’s existing mortgage—a process known as “Subject-To.” Once we own the property, we offer it to buyers like you using that same financing, allowing you to make the monthly payments without needing to qualify for a new loan.

We’ve already compensated the seller for the right to do this, and the entire process is completely legal. Each transaction is handled by a licensed real estate attorney to ensure your rights are protected from start to finish.

What does this mean for you?

• No credit check

• No background check

• No bank approval

Monthly payments are made through a licensed loan servicing company, which sends the funds directly to the original lender. You’ll also be responsible for maintaining a homeowners insurance policy, which typically costs between $100 and $200 per month, depending on the coverage you choose.

You’ll have full access and direct communication with our team and our attorney throughout the entire process—to keep you informed, protected, and supported every step of the way.

If you have any questions, contact us today and let us help you take the first step toward owning this home.